5 Ways to Maximise the Value of Your Regulatory Data Feed: Third-Party Risk Intelligence for Banks & Fintech

In today’s rapidly-evolving regulatory landscape, banks, fintech companies, and compliance teams depend on real-time regulatory data feeds—not just to track their own requirements, but also to manage the critical risks posed by third-party partners, customers, and vendors. The right data feed provides up-to-date information about licensing status, enforcement actions, sanctions, and emerging threats—insights that are crucial for financial crime risk management, effective onboarding, and responding to shifting global standards.

But simply subscribing to a regulatory data feed is not enough.

True value comes from how you leverage and integrate third-party regulatory intelligence throughout your organisation—transforming raw data into a proactive compliance and risk-management advantage.

Here are five powerful ways to maximise the value of your regulatory data feed, tailored specifically for third-party risk intelligence in banks and fintech:

_{1. Integrate Regulatory Data Feeds with Core Risk Platforms}

To unlock the full potential of your regulatory data, connect feeds directly to your onboarding, KYC/AML, vendor management, and transaction monitoring systems. This ensures that live updates on third-party licensing, sanctions, or enforcement actions automatically trigger review processes, stop-loss measures, or enhanced due diligence, rather than sitting in disconnected silos. Integration empowers compliance, risk management, and business teams to respond rapidly, stay aligned, and avoid penalties.

_{2. Customise and Filter Third-Party Data to What Matters Most}

Banks and fintechs often operate globally, but not every regulatory development is equally relevant to every partner or customer. Use filtering and segmentation to spotlight only the regulatory events, jurisdictions, and entity types that pose material risk to your business. For example, you may want to focus on:

• MSBs or fintechs licensed in particular regions
• Changes in ownership, AML controls, or beneficial owners for existing partners
• Enforcement actions tied to relevant service types (payments, crypto, remittances) 

Tailored feeds reduce noise, highlight threats, and help risk teams act quickly on what matters.

_{3. Automate and Document Regulatory Change Management}

Third-party risk is dynamic—and your change management framework must keep pace. Design automated workflows that:

• Alert relevant personnel of status changes (e.g. license revoked, entity sanctioned)
• Assign investigation or escalation tasks
• Record all actions and risk decisions triggered by each regulatory update.

This all-in-one approach provides a bulletproof audit trail for regulators, speeds up reviews, and helps demonstrate diligent monitoring of financial crime risk.

_{4. Leverage Analytics for Proactive Partner and Customer Risk Management}

Regulatory data feeds reveal more than point-in-time issues—they provide a window into trends, outliers, and emerging risk hotspots across your third-party population. Use analytics to:

• Benchmark your exposure to high-risk partners versus peers
• Identify patterns of enforcement actions or risk events by geography or sector
• Model potential impacts before onboarding a new provider or opening a new market 

Turning raw third-party data into actionable insights drives smarter business decisions and helps you stay one step ahead of regulatory change.

_{5. Promote Organisation-Wide Awareness and Collaboration}

Maximising your regulatory data feed’s value isn’t just the compliance department’s job. Develop cross-functional processes to ensure crucial updates—including third-party regulatory status changes—reach stakeholders in product, risk, legal, and operations. Regular briefings, collaborative dashboards, and open knowledge-sharing turn compliance into a company-wide priority—helping everyone recognise both risk and opportunity as the regulatory environment evolves.

_Conclusion

Regulatory data feeds focused on third-party risk intelligence are more than an operational necessity—they are a strategic weapon for banks and fintechs. When smartly integrated, customised, automated, analysed, and widely shared, these feeds allow you to detect financial crime risk fast, demonstrate continuous compliance, and build trust with regulators and customers alike.

It’s not just about staying compliant. It’s about gaining the confidence to safely onboard new partners, expand into new markets, and outpace competitors in an increasingly complex regulatory world.

Ready to optimise your regulatory data feed for maximum value and future-proof your risk management? Contact BankCheck to discover how our global third-party regulatory intelligence can empower your growth.

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